Pradhan Mantri Awas Yojana
Pradhan Mantri Awas Yojana (PMAY), with two components Pradhan Mantri Awas Yojana (Urban) (PMAY-U) for the urban poor and Pradhan Mantri Awaas Yojana (Gramin) (PMAY-G and also PMAY-R) for the rural poor, is an initiative by
Prime Minister Narendra Modi of India in which affordable housing will be provided to the urban poor with a target of building 20 million affordable houses by 31 March 2022.
Cumulative total number of funded houses approved thus far is 3925240 in urban area including the subsumed RAY scheme and completion of construction of 5 million rural houses by March 2018 and 10 million rural houses by March 2019.
Eligible for PMAY Scheme:
- Any
household with total annual income between Rs.6 lakh to Rs18 lakh can apply
for the PM Awas Yojana. The applicant is allowed to include the income of the
spouse while applying for this scheme.
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- Indian citizens who are
women may apply. No other demographic will be considered as long as they are
women.
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- The beneficiary can only buy a new house in order to enjoy Pradhan Mantri Awas Yojana benefits. People who already own a house are not eligible to apply for this scheme. No pucca should be owned by the beneficiary or member of the family, in any part of the country.
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- People will be allowed to buy/construct new houses only. One cannot avail PMAY benefits on already built house.
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- People who belong to the low income group i.e. LIG and economically weaker sections also known as EWG in the society, may also apply.
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- Scheduled tribes and castes will also be eligible.
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- Senior citizens and differently abled will be given special priorities for ground floor housing.
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How to apply PMAY Scheme:
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- Under the “Menu” section, find the “Citizen Assessment” option.
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- Enter your 12-digit Aadhaar card number.
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- Once you have entered your Aadhar related information, you will be
redirected to the application page
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- You will be asked to enter your personal details, income
details, current residential address, and your bank account details.
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- Enter all information in the application.
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- Click on “I am aware of” option at the end of the page and click
the “Save” button.
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- Once you click the “save” option, you will see a system
generated application number which you can save for future reference.
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- Download and print the duly-filed application.
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- Submit the form at your nearest CSC office centres and financial
institution/banks along with the required documents.
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Pradhan Mantri Awas Yojana EMI Calculator
Toll Free Helpline Number for PMAY Scheme.
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