Google is competing with other digital payment services and now it has updated its online wallet and digital payments system named as Google Pay.

Google Pay now offers comfortable and better functionality to the users. Google Pay allows you to store information related to your credit card, debit cards, gift cards or reward cards and then you can use it to make payments across participating stores and platforms, online and offline both. Your financial information is not shared with the vendor; rather the transaction is completed through encrypted data packets.

How to add Payments Method in Google Pay:

1.   Download and install Google Pay app from your Play store.

2.   Now you need to add a payment method on Google Pay.

3.   Open Google Pay. Click on the menu option (three horizontal lines) and select the Google account for which you want to add the financial details.

4.   Now from the menu, choose the option “My Cards” and then tap on “+” symbol.

5.   Now you have to select the option “Add a credit or debit card”.

6.   Now you can enter the option manually or click a picture of the card with your camera.

7.   You might be asked to verify the payment method, follow the on-screen instructions for the verification. You will receive a code on your phone/email, just enter it on the screen and your payment method is added successfully.

8.   If you see any error message such as “This card can’t be added”, then either the card is not acceptable, or the details entered are incorrect. Double check the details and if it still not works, try adding another card.

9.   Google might charge a small amount to your card to verify its validity. It will not have any effect on your balance and shall be deleted soon.

Making Payments in Google Pay:

After you have added the goods/services in your cart, when you are on the payments page, select “Buy with GPay” and just follow the simple on-screen instructions.

Retail/Offline Purchase:-

1.   When you are shopping at a retail store and want to use Google Pay for making the payment, follow the below-mentioned steps:

2.   Look for the GPay logo or NFC symbol near the NFC terminal.

3.   Just unlock your phone and hold it near the terminal.

4.   Google Pay will launch itself. You can follow the on-screen instructions to make the payment.

5.   You can also select any other option other than the default payment method on Google Pay by simply selecting the new option.

How the India Post Payments Bank Differs from Post Office Savings Account

Government of India launched the India Post Payments Bank which is a subsidiary of Postal services Department won’t be a full-fledged bank, but it will provide basic banking facilities to the customers like a savings account, current account, money transfer etc.

India Post Payments Bank differs from the Post Office Savings Bank account. With the similar names and with the same entity providing both of these services.

India Post Payments Bank:

As per RBI’s directive, the IPPB can only provide simple savings account opening service to its customers. The main aim of the IPPB, as described by the government, is to connect the one and a half lakh post offices across the country. In addition to the bank, customers will also be able to utilise services like bill payments and money transfer. In future, the IPPB will also be providing financial products like pension schemes, mutual funds as well as Insurance.

Wholly Government Owned:

The government entirely owns this new India Post Payments Bank initiative, and it will operate under Indian Postal Services. The government will be setting up 650 branches across the country for this new service and will also have 3,250 access points to conduct the banking services. The IPPB will allow the customers to open three different types of account with one of them being a regular savings bank account with 4% annual interest rate. Customers of IPPB won’t be issued an ATM card for withdrawing their money instead a QR card will be provided to them for making transfers. The bank will also be offering a door delivery system for withdrawal which will be charged at Rs 25 per cash transaction, and the postman using the QR technology will verify it.

No Minimum Balance Mandate:

Unlike other bank accounts, the IPPB account won’t come with a minimum balance requirement meaning that interested customers will be able to open a bank account even with Rs 0 balance. However, there is a maximum limit of Rs 1 lac in the IPPB account, after crossing which, the customers will have to transfer their amount to the linked Post Office Savings Bank account. There also won’t be any chequebooks for the IPPB, and the users won’t be charged anything for transacting. However, while making digital payments or transacting using the door delivery system customers will be charged Rs 15 per transaction and Rs 25 per transaction respectively.

The post office saving account bank account requires the users to maintain a minimum balance of Rs 20 and get the chequebook; customers must have at least 500 in their bank account. this account also offer 4% interest similar to the IPPB.

  

Social media giant has started testing Facebook Dating in Columbia as it had been announced the same this year in May at F8 conference.

Facebook Dating is only available in Columbia and users get a prompt on their profile page, asking them to opt into the Facebook Dating feature.

Facing Dating will only be available in the mobile app of Facebook.

You need to build dating profile; users will have to provide their location through the phone’s GPS location. For dating feature the location will be automatically ascertained by the Facebook app and your dating matches will be limited to 100kms around you.

After building, Facebook Dating profile has been created, Facebook algorithms will use all the data they have on you to understand you better and offer relevant matches. Facebook says that users will see matches from strangers (other Facebook users who you don’t know) as well as from Friends of Friends. But you’re Facebook Friends, or people who you have blocked on Facebook, will never appear in your Matches.

Facebook will show up to 100 matches per day.

Prime Minister Narendra Modi on Monday inaugurated Pakyong airport, about 30km from state capital Gangtok, bringing Sikkim on to the aviation map and liberating the tiny Himalayan state from its critical dependence on a sole highway for connectivity with the rest of the country. Landlocked Sikkim has no rail link . The nearest airport in West Bengal’s Bagdogra is 125 km away. Commercial flights would begin from October 4 when SpiceJet would start its daily Kolkata-Sikkim flights. The project was built at a cost of cost of Rs 605.59 crore.